Company Overview

Vision

Become the leader of the financial service provider that is fast, convenient, and secure driven by technology

We provide a diverse array of loans and financial products with a digital platform that provides convenience and speed. We maintain exceptional service standards and prioritize the efficient management of credit quality. Our approach integrates considerations for corporate governance, social responsibility, and environmental impact.

Drive business for sustainable growth with technology, innovation and employees.

Provide all types of loans through the digital platform to become a Digital Non-Bank Firm

Provide comprehensive customer services through the digital platform, both SG Finance+ and SG Finance Application

Digitizing work processes to enhance service efficiency and minimize operating costs

Focus on sustainable growth of Lock Phone loans through Dealers nationwide

Prioritize debtor quality control to create a low level of NPLs

Conduct business with good governance towards stakeholders, including employees, business partners, shareholders, society, and the environment

Message from the Chairman of the Board SG Capital Public Company Limited

“

In 2024, our company underwent significant transformations and developments to realign our organizational direction and strategic plans, ensuring continuous and sustainable growth.

One of the key changes was the development of a new lending platform called “SG Finance+”, a fully digital platform that has helped reduce paper usage in loan applications and approvals. This platform has also enhanced the company’s competitive advantage. Additionally, we introduced a new financial product called “Lock Phone”, a hire-purchase loan that has been well received. This contributed to the company’s return to profitability over the past year.

“

Mr. Bibit Bijaisoradat

Chairman of the Board / Independent Director

About SG Capital and Its Group of Companies

SG Capital Public Company Limited (“the Company”) was incorporated on 27 June 2012 and converted into a public company limited on 18 October 2021.

The Company currently has a registered capital of Baht 8,502,000,000, divided into 8,502,000,000 ordinary shares with a par value of Baht 1 each. The paid-up capital amounts to Baht 6,240,028,067, comprising 6,240,028,067 issued and fully paid-up ordinary shares with a par value of Baht 1 each.

The Company operates as a non-bank financial service provider, with its head office located in Bangkok, under the trade name “SG Capital.” It offers a comprehensive range of loan products to meet diverse customer needs, including hire purchase loans, car title loans, employee welfare loans, and other consumer loan services.

Home appliance, commercial appliance, machinery, and Mobile Phone (Lock Phone)
Vehicle loan Rod-Tam-Ngoen (hire purchase loan with vehicle registration books transferred and loan with vehicle registration books as collateral)
Employee welfare loans (Debt Consolidation)
Other Loans: Online gold financing (Click2Gold), and loans for purchasing goods.

Group Business Network of SG Capital Public Company Limited

SINGER...

A distributor of products under “SINGER” trademark

SG Broker

A non-life insurance broker

SG Service Plus

An operator in installation, maintenance, and repair of all types of electrical appliances

Our History of Trusted Journey

Established on June 27, 2012, under the name "Singer Leasing (Thailand) Co., Ltd." to operate hire-purchase services for products under the SINGER brand.

Commenced operations in providing hire purchase financing services for machinery (“Captive Finance”).

Renamed the company to "SG Capital Co., Ltd."

Initiated vehicle-title-backed loans and hire-purchase loans for vehicle ownership transfer under the brand "Rod Tam Ngern."

Began offering employee welfare loans ("Debt Consolidation") to assist employees in reducing interest expenses.

Obtained a license to operate supervised personal loans from the Ministry of Finance on December 18, 2019.

Certified by the Thai Institute of Directors (IOD) as a member of the Thai Private Sector Collective Action Against Corruption (CAC).

Listed on the Stock Exchange of Thailand on December 13, 2022.

Achieved an “Excellent” rating in the 2023 Corporate Governance Assessment for Thai listed companies by the Thai Institute of Directors (IOD).

Introduced mobile phone hire-purchase loans (SG Finance+) in collaboration with five leading brands: OPPO, VIVO, XIAOMI, REALME, and Infinix.